:root{--paper:#f7f7f4;--ink:#111;--muted:#626262;--line:#ded9d3;--panel:#fff;--red:#eb1f26;--red-dark:#b80f16;--black:#161616;--gold:#c99a3d;--green:#116b4f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.62}a{color:inherit}.site-header{position:sticky;top:0;z-index:20;display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:center;padding:12px clamp(16px,4vw,44px);background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);box-shadow:0 10px 30px rgba(0,0,0,.05)}.brand img{display:block;width:172px;height:auto}.site-nav{display:flex;gap:6px;justify-content:center;flex-wrap:wrap}.site-nav a,.footer-links a{padding:9px 11px;text-decoration:none;border-radius:30px;font-weight:800}.site-nav a:hover,.footer-links a:hover{background:#f0eeee}.nav-toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 19px;border-radius:30px;text-decoration:none;font-weight:900;border:2px solid transparent;white-space:normal;text-align:center}.primary{background:var(--red);color:#fff;box-shadow:0 10px 22px rgba(235,31,38,.24)}.primary:hover{background:var(--red-dark)}.secondary{background:#fff;color:var(--red);border-color:var(--red)}.header-cta{background:var(--black);color:#fff}.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,48vw);gap:30px;align-items:center;padding:42px clamp(16px,5vw,64px) 30px;background:linear-gradient(110deg,#111 0%,#1b1b1b 46%,#ffffff 46%,#ffffff 100%);border-bottom:1px solid var(--line)}.hero-copy{color:white}.hero h1{font-size:48px;line-height:1.06;margin:10px 0 16px;letter-spacing:0;text-transform:uppercase;max-width:760px}.hero p{max-width:760px;font-size:19px}.eyebrow{color:#ffdfdf;font-weight:900;text-transform:uppercase;font-size:13px;letter-spacing:.08em}.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:14px;margin-bottom:10px;color:#f5cccc}.breadcrumbs a{text-decoration:none}.breadcrumbs span:before{content:"/ ";opacity:.7}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.hero-media{margin:0}.hero-media img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:8px;border:1px solid rgba(255,255,255,.4);box-shadow:0 18px 55px rgba(0,0,0,.25)}figcaption{font-size:13px;color:#555;margin-top:7px}.layout{display:grid;grid-template-columns:250px minmax(0,940px);gap:36px;max-width:1260px;margin:0 auto;padding:34px 18px}.toc{position:sticky;top:92px;align-self:start;display:grid;gap:8px;padding:16px;background:#fff;border-left:5px solid var(--red);border-radius:0 8px 8px 0}.toc a{text-decoration:none;color:var(--muted);font-size:15px}.article{min-width:0}.article section,.score-card,.final-cta{margin-bottom:27px}.article h2{font-size:30px;line-height:1.18;margin:0 0 12px;text-transform:uppercase;letter-spacing:0}.score-card{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:center;padding:18px;background:var(--black);color:white;border-radius:8px}.score{font-size:48px;color:#fff}.score span{font-size:20px;color:#ffb6b9}.score-card dl{grid-column:1/-1;display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:4px 0}.score-card dt{font-size:12px;color:#ffb6b9;text-transform:uppercase;font-weight:900}.score-card dd{margin:0;font-weight:900}.quick-links,.mid-cta,.final-cta{padding:18px;border:1px solid var(--line);background:var(--panel);border-radius:8px}.chips{display:flex;gap:9px;flex-wrap:wrap}.chips a{padding:8px 12px;border-radius:30px;border:1px solid var(--line);text-decoration:none;font-weight:800;background:#fafafa}.mid-cta{display:flex;align-items:center;justify-content:space-between;gap:14px;border-left:5px solid var(--red)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.info-card{display:grid;gap:8px;padding:10px;background:white;border:1px solid var(--line);border-radius:8px;text-decoration:none}.info-card img{width:100%;height:auto;aspect-ratio:18/11;object-fit:cover;border-radius:6px}.info-card strong{font-size:19px;text-transform:uppercase}.info-card span{color:var(--muted);font-size:15px}table{width:100%;border-collapse:collapse;background:white;border:1px solid var(--line)}th,td{padding:13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{width:34%;background:#f4eeee}.disclosure{font-size:15px;color:#333;background:#fff5f5;padding:16px;border-radius:8px;border:1px solid #f0cece}.faq details{background:white;border:1px solid var(--line);border-radius:8px;margin:10px 0;padding:13px}.faq summary{font-weight:900;cursor:pointer}.site-footer{display:grid;grid-template-columns:1.2fr 1fr;gap:24px;padding:34px clamp(16px,5vw,64px);background:#111;color:#f7f7f7}.site-footer img{max-width:210px;height:auto;background:white;border-radius:8px}.footer-links{display:flex;flex-wrap:wrap;gap:8px;align-content:start}.legal{grid-column:1/-1;color:#d9d9d9;font-size:14px;border-top:1px solid rgba(255,255,255,.18);padding-top:18px}@media(max-width:900px){body{font-size:16px}.site-header{grid-template-columns:auto auto;justify-content:space-between}.brand img{width:148px}.nav-toggle{display:inline-flex;min-height:44px;border:1px solid var(--line);background:white;border-radius:30px;padding:9px 13px;font-weight:900}.site-nav{display:none;grid-column:1/-1;justify-content:flex-start}.site-nav.is-open{display:flex}.header-cta{display:none}.hero{grid-template-columns:1fr;background:#111;padding-top:26px}.hero h1{font-size:34px}.hero-media figcaption{color:#ddd}.layout{grid-template-columns:1fr}.toc{position:static}.score-card,.score-card dl{grid-template-columns:1fr}.mid-cta{display:block}.card-grid{grid-template-columns:1fr}th,td{display:block;width:100%}.site-footer{grid-template-columns:1fr}}
.site-nav a[aria-current=page]{background:var(--red);color:#fff;box-shadow:0 6px 18px rgba(235,31,38,.2)}.site-nav a[aria-current=page]:hover{background:var(--red-dark);color:#fff}.site-footer .footer-links a:hover{background:#2b2b2b;color:#fff}